Thoughts? Total Loss? 08 230

[jasonh]

Hey guys,

Long story short I let a friend borrow my boat for the weekend to run down to lake Powell and he hit a rock that was under water about 8 inches at full speed. Filed an insurance claim and working through that right now. After sending some pictures to my claim adjuster he said that the boat for sure isn't going to be a total loss. I am kinda in shock because I don't see how this is even close to repairable back to factory condition.. I'm sure you could get it to float again but I don't see it ever being structurally sound again. I wanted to see if you guys have ever seen anything like this and what has the out come normally been? To add to this damage the full back of the boat was sunk underwater overnight cause they beached it till morning. I'm sure some water got into the motor I just don't know how much...
What do you guys think? Am I crazy or does this look like a total loss?

The bottom picture you can't tell but you can put your finger through the fiberglass into the boat... It goes all the way through.
There are also cracks coming out from where the rudder was mounted.

Here are some pictures,

[enzo thecat]

I'm so sorry. Good lucky with acheiving an outcome that is acceptable to you.

[d_nodixon]

Wow that looks horrible. Sorry to hear, any injuries? Not an expert, but I'm with you on the total loss

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[Neverenough]

Financially it may not total. My suggestion is to take it to the best fiberglass shop with the best reputation and warranty. This may not be a shop the insurance company refers. Powell and Havasu have plenty I'm sure with all the hot rod boats out there. Good glass guys can do anything. Have them write the highest priced or worst case estimate they can on it. Once you have a solid estimate make a decision to repair or sell boat as is. If you decide to sell as is get several bids on it. You maybe surprised with the value of the boat as is and your check from insurance company. I deal with this stuff daily. PM me if you need any help and I can walk you through it in more detail. Just because it doesn't total financially doesn't mean you have to repair it.

[Kmayotte]

That sucks dude!! Hope your friend is helping out in everyday possible.

You probably have about 12-15K in damage judging from a very similar experience in a friend's boat. This is assuming no engine damage. Luckily no one was hurt in our accident. Your boat is worth, what? 50-60K? Doesn't make sense for insurance to total it.

I certainly understand you wanted a boat that is back to factory condition though. Good luck.

[t.franscioni]

Beauty of fiberglass is it can be repaired back to its original
structural integrigity. Iv seen wings on small sport airplanes with gashes like that be repaired and the owners fly them again. If a plane wing can be repaired and be trusted then your boat certainly can be as well. Key is to find a good reputable fiberglass shop.

[xlair]

The part I would be more worried about is not the fiberglass but the fact the motor/electronics sat underwater for awhile. I've seen worse on the fiberglass. It can be repaired. Having electrical and motor gremlins is no fun.


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[surroundsound64]

I'm impressed.

[barefootinjimmy]

What were you thinking??? Loan a $75k vehicle to someone for the weekend?? So now you are stuck without a boat, and a big headache. Good Luck.

[hondaprlud]

Just because it doesn't total financially doesn't mean you have to repair it.

This.


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[nyryan2001]

That's not a total loss.

around $3-4K in fiberglass and drivetrain damage.

even assume serious engine damage.. Another $6-7k for a brand new engine....

[jasonh]

Thanks for the input guys. I didn't think that it was possible to really fix the fiberglass back to factory condition. This was absolutely my biggest concern. Based on what some of you are saying it can be (I already feel better). Some people are still thinking its a total loss, Some are guessing a few thousand in repairs..
There are more pieces that are damaged that I didn't mention because I was most concerned about the fiberglass.
The motor sat underwater, The electronics alone will likely never be the same, electrical gremlins suck!!
The boat is wrapped and was damaged because of the wreck and its all one solid print, Can't patch it.. 5-6k
There are smaller chunks in the front from beaching it that didn't go all the way through the hull 1k
The engine (assuming its bad) 9k + labor
damaged prop and shaft rudder ect 3k + labor
Fiberglass in back 2k+ (I will absolutely not let this be fixed by someone that isn't AMAZING..)
There is a handful of small things that will need fixed 1k
Some of the seats need replaced because they where sunk and still almost a week later are water logged. ??

I don't know what the outcome will be but knowing that i'm not going to be stuck with a hull that isn't safe is making me feel much better.

[nyryan2001]

Jason, don't worry about the ability to do a solid fiberglass repair. This type of damage actually happens Frequently across the nation, from ski and wakeboats... To huge offshore twin screw Express Sportfishers. Not shortage of boaters running aground. I remember in 2012-2013 TX, OK, and AZ areas... Really low water levels... Something like 200 wakeboats ran aground and did serious damage.

a good fiberglass guy really can make that 100% like new, just as strong as OEM. What you need to do is talk to several masters of the trade and get a consensus on what's the best method and materials for a permanent "20year fix" type job.

ensure anyone who touches your boat... With that amount of money being paid....Whether fiberglass, engine, electrical... Will stand behind their work for a year following their completion. And I mean bring it right in not a 2-3 week wait for availability. SAME DAY. Get eye to eye with the business owner before a cent is given or they touch your boat. You should be in good shape.

[ericchile]

I have seen worse come out of Powell. My buddy just came back and said that someone hit a rock, threw a kid out do the bow and then ran over him. Hopefully it wasn't your party. Ether way this for sure repairable. I would suggest Ralph's boat repair near 33rd South in SLC. They do great work, and it is who the Nautique dealer uses.

[G]

yeah, the same thing happened to my old 88 ski. I sold it to a guy and he hit something and sunk it to the windshield two weekends later. I happened to be there that day. Helped him get it back afloat and got it back to the ramps. The rudder and plate was missing and water was pouring out of the dipstick. The insurance gave him an option to fix or total but they didn't offer what he just paid for it. So they fixed it and changed the oil a few times back to back and it has 2800 hours on it and still rolling 9 years later.... Good Luck with the repair. I hope it all goes smooth with not too many headaches for ya.....