I guess the point I was trying to make is if the adjuster is pricing it low you have to show the real market value not what the books say and the last time I checked into NADA for a late model nautique it listed mulitple values for the same base model, one was pretty close to market value the other three where well below market value. What you realy are arguing about with the insurnce company is the dollar figure not where it's going to get fixed or when. So get your market value quotes/proof of value and several repair exstimates then agree to an amount and take the cash and go get it fixed where every and how every you like.
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I think we have all offered our advice in one way or another. What i can say is it won't get fixed over night, in recent years I have had two rather good size dealings with adjusters. One wasn't my fault (plumnber was working on my gas line, forgot to turn the gas off.......turned on a light and you can guess the rest...nobody was hurt). That was handled by my insurance who in turn filed suit against the other company. From what they told us that was the "norm." It took quite a few months to get all cleared up. You have to remember like anyone else they don't want to spend more money then they have to. An ajuster needs to talk with his "higher ups" do their research etc. If they just cut checks for each and every problem with out doing their "due diligence" they would be out of a job. Just keep in touch with your adjuster, find out what's going on, and most importantly make sure your boat is at an approved repair shop for them. If you not at an approved shop, your nightmares will go on. You want someone who is familiar with your insurance company and has a solid working relationship with them. That way the work will get done faster!
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