Pay or Payments?

[DocPhil]

Personally, I wash and wax the boat for the owner. In exchange he lets me use it twice a year. No payments!

[Rockymtnsurfer]

Now that's the BEST deal......!!!!!

[DocPhil]

In all seriousness, as a forum troll for many years on multiple towboat forums I have seen/heard this conversation many times.

You are going to find people in both camps. Some folks absolutely hate the idea of debt and would never buy something they couldn't pay cash for. Totally reasonable.

You are going to find others that can get good interest rates and don't mind the idea of financing a very expensive boat knowing that they can afford the payments with low interest and probably sell it a few years down the road. Nothing wrong with that either.

In the end, it is whatever model suits your financial situation, goals, age, etc.

If I had stupid money where dropping 150K on a boat in cash didn't affect me at all, I would probably do that. However, I don't. On the other hand, I can get a great interest rate on my boat and a smoking deal that makes flipping relatively painless in a couple years and have no trouble or concern making payments so why not?

In the end, to each his own....

[Rockymtnsurfer]

In all seriousness, as a forum troll for many years on multiple towboat forums I have seen/heard this conversation many times.

You are going to find people in both camps. Some folks absolutely hate the idea of debt and would never buy something they couldn't pay cash for. Totally reasonable.

You are going to find others that can get good interest rates and don't mind the idea of financing a very expensive boat knowing that they can afford the payments with low interest and probably sell it a few years down the road. Nothing wrong with that either.

In the end, it is whatever model suits your financial situation, goals, age, etc.

If I had stupid money where dropping 150K on a boat in cash didn't affect me at all, I would probably do that. However, I don't. On the other hand, I can get a great interest rate on my boat and a smoking deal that makes flipping relatively painless in a couple years and have no trouble or concern making payments so why not?

In the end, to each his own....

Agree 100% .....being relatively new to this kind of boating world ( I am a flat boat fisherman in FL part of the year) I was really just curious. These kinds of boats are pretty $ but....absolutely beautiful! I really like them a lot, and the workmanship reminds me of a BMW. Certain times in my life I have chosen different options, so again I agree. It has been enjoyable to hear all the different perspectives.....BUT If I could wash a boat and then get to use it, I think I might have to go that route D

[scottb7]

..workmanship reminds me of a BMW) D

Here are a couple pics...you can decide if the workmanship is similar to BMW. I wouldn't know, as I never owned one. However, I can tell you from personal experience replacing the speakers in my car as well as the boat, that my Hyundai Tucson was built better for $25k, from a fit, finish, quality, line up of material etc.

[StagNW]

Here are a couple pics...you can decide if the workmanship is similar to BMW. I wouldn't know, as I never owned one. However, I can tell you from personal experience replacing the speakers in my car as well as the boat, that my Hyundai Tucson was built better for $25k, from a fit, finish, quality, line up of material etc.

Not to derail the OP's topic, but i've joined multiple other towboat owners forums and there are a lot of fit and finish complaints on there. It doesn't seem to me like we hear much about fit and finish with the Nautiques. Not saying their quality control couldn't improve, but it doesn't seem like a popular concern as it is with other makes.

[nyryan2001]

With this being my 3rd G23... my first two had minor cosmetic QaQc issues right off the bat. gel cracks, stitching issues, screws striped out, various odds and ends.

this 2019? Only thing I’ve been able to find so far is the need for a little more double sided tape for the heated seats switch. Extremely high QaQc in my opinion.

[Rockymtnsurfer]

All good guys.......never going to have a perfect world .......I have had 6 BMW' and they have all at some point have some issues whether it be mechanical or visual. But I get your point and obviously your frustration. I still think the majority of the new boats, that I have seen looked terrific......in my opinion of course. They have come a long way with mechanical, and visual. I hope you can still find some solitude enjoying those nice boats even though they are not up to your satisfaction. Again....I do appreciate your feedback, always nice to hear. D